People can change, but don’t put your life on hold waiting for that to happen. I can’t say for sure what kind of person this is since I’ve never met the guy, but I can tell you that you will be waiting a long time if he is behaving how you described. Communication is incredibly important as a foundation for a relationship, and ghosting indicates they won’t be able to discuss things with you when things get really bad. This is a skill that is learned young and it is harder to learn it with age.
Let that flame die out and only let it be reignited if the person makes real effort to really talk to you.
I wouldn’t go so far as to say it is a surefire sign they are circling the drain, but I would agree the RTO mandates are vanity decisions. If not the vanity angle it screams that the leadership does not trust their employees or they don’t want to invest in the architecture required to make WFH feasible.
Realistically the mandates are due to tax breaks that the company gets for having a certain number of seats filled each day since these employees have a chance at fueling the local economy by eating out or getting gas.
Either way it is a bad look.
Your credit, which is a fancy name for the profile that financial companies build on you to determine whether you are able to pay back loans. When you apply for a credit card, get a loan, rent an apartment, or buy a car, the seller will look at your credit to determine whether you are a risk of not paying and will use this info to set interest rates and payment plans.
Locking your credit means preventing these financial institutions from releasing your financial information to people who request it. This will prevent malicious actors from opening lines of credit in your name, but it will also prevent you from doing so as well.
Unfortunately in the US we can’t tell a single entity that we do not want this information released. We need to inform multiple entities not to release this info since they are all independent.
Trump is absolutely doing that. Did you completely ignore Trump’s “homegrown” statement?