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The money grew just as fast no matter when you bought it… it never had to sink…
To be clear, I didn’t want it to sink and agree that it didn’t have to. That’s beside the point.
I don’t understand how the money would have grown just as fast. I suspect I’m not understanding your point properly.
In this example, the math shows ~$3000 gains from holding if the market never went down. That is less than the potential of ~$10,800 from selling high and rebuying.
I get what you’re saying but that’s not really my question. They both lost/missed out on earning potential because the market crashed. Now the market would have to preform better for them to recoup the loss.
Okay. Now I understand. Thanks for taking the time to clear that up for me.
